Troubleshooting Guide to Fix QuickBooks error code 109

Online banking is being used all over the world. No country is left untouched by this feature. And it has been possible due to the QuickBooks accounting software. The online banking feature in QuickBooks enables us to link credit cards and bank accounts to QuickBooks. And QuickBooks made online transactions convenient to us and download them easily. But there is one limitation of QuickBooks it encounters various error codes. QuickBooks error code 109 is one of them. So, this article will provide you with the entire information about QuickBooks error code 109 and will also describe its causes and its solutions.

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What is QuickBooks Error Code 109?

QuickBooks error code 109 indicates that your bank website wants you to update your password with them. In such conditions, you are required to log in to the bank website and update your password there. And also update QuickBooks online along with your new password.

Factors Responsible for QuickBooks Error Code 109

  • In case of unstable network connectivity.
  • When the Firewall restricts you to access the network.
  • If the power saving mode is turned off, this thing may give rise to the QuickBooks error code 109.
  • The folder which contains the saved file may require additional permission.

Read Also: How to Fix QuickBooks Error 502 bad gateway?

How to Fix QuickBooks Error Code 109?

After knowing the reason behind the QuickBooks error code 109, we should resolve the error soon. There some solution to rectify this error is given below:

Method 1: Upload or Import Your Bank Transaction

  • First of all, go to your bank’s website and Download the transactions.
  • Thereafter, move to your Dashboard and choose the Banking option from the left menu.
  • Now select Banking on the top.
  • Then, select the Update option at the top right pick the drop-down arrow, and click on the File Upload option.
  • Now, you are required to search the Select Browse option and then select the file to upload.
  • Then, hit click on the Open option and then on Next. After that, upload the bank record to select the Account and then hit click on Next.
  • Now, click on the Add New option from the dropdown list and add an account. If you don’t possess an account installation.
  • You are prompted to select the column from the CSV file that affix QuickBooks online field.
  • Then, hit the Next tab.
  • Now, select ‘Let’s go’ to go back to the banking page and then hit click on the Finish tab.
  • At last, you are recommended to initiate Reviewing your bank transaction so that you could accept them in QuickBooks online.

Method 2: Manual Update

  • Initially, you are required to select Banking from the left menu.
  • Then, select the Update button from the upper right corner.
  • In case, if you are not willing to update some of your accounts then click on the Clear the Unwanted Accounts option.
  • Then, click on Update Now.
  • After that, enter your multi-factor authentication credentials in the box within 2 minutes.
  • And finally, hit click on the Continue Update option.

Method 3: Updating Your Bank Sign-in Information for Downloaded Transactions in QuickBooks Online

  • First, select Banking on the left.
  • At the top, click on the Account to point out,
  • Now, you are required to move to Manual Update.
  • And then, hit click on the Re Connect My Account and re-enter your new credentials.
  • If the link to re-connect my account doesn’t appear or if an error doesn’t give rise, click on the Pencil icon at the right of the bank name to edit.
  • Then, hit click on the Edit Sign-in Info option.
  • And then, type in your updated bank website User ID and password.
  • Now click on the Save and Connect option.
  • To ensure the info you have entered, your QuickBooks Online will connect with the bank.
  • As the message of your credentials updating appears, hit the “I’m done! Let’s go!”  Option.


We hope that this article must assist you in fixing the QuickBooks error code 109 after implementing the sets of steps of the given solution carefully. However, if you have any doubts, then contact us immediately.

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